Agreed on the MCP sentiment, and particularly remote MCPs. They keep themselves up to date with predefined tools, schemas, descriptions of how to use them, etc. where skills tend to be a mess over time, as described in the article.

Plug: If you want to try chatting with your financial data via an MCP, give FINTECH_MCP a try: https://www.fintechmcp.app - it's got a preview mode too so you can see how it works without linking any real data.