1. Complying with regulations and dealing with banks costs too much money. All I have to invest is my time and skills as a developer.
2. Even if I built such product myself and paid all necessary costs, it wouldn't get any traffic. nobody would use it. These days, if you're a no-name company/developer without any special social connections, it will cost you a fortune to get a good rank on a search engine... The ranking algorithms are completely opaque. Social media influencers never respond to my messages, even if I offer to pay them money. Nobody ever answers any emails or messages these days. It's like talking to a wall.
2. Even if I built such product myself and paid all necessary costs, it wouldn't get any traffic. nobody would use it. These days, if you're a no-name company/developer without any special social connections, it will cost you a fortune to get a good rank on a search engine... The ranking algorithms are completely opaque. Social media influencers never respond to my messages, even if I offer to pay them money. Nobody ever answers any emails or messages these days. It's like talking to a wall.