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> The net market for crypto hits over a trillion dollars

At its peak, the gross size of Madoff's investment scheme was $64.8 billion.

> a digital wrapper to use the US dollar easily online. How is there no worth in that?

Because it's harder, and less safe, to use Tether than to enter my credit card number on a Web site.



Then don't use Tether. Plenty of more reputable companies and projects providing stabletokens with strong (USDC, GUSD) or soft (DAI, sUSD) pegs to the dollar.

Also, you are missing the point of view of the merchant and the amount of possibilities that open with crypto. E.g, you can sell digital goods with zero risk of fraud or chargebacks, to anyone in the world, at whatever price point. No credit card operator will ever be able to do that.




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