I had to reread your comment several times before I think I parsed it correctly. "Labor" is people, right? But not the same people as "The American Capital Class"?

Anyway, I'm pretty sure there are bond and cash options in most retirement accounts, if the stock market isn't your thing.

And my original comment wasn't really saying I'm happy about the rising costs of health care, just pointing out a small silver lining to it, or maybe just an idea of how to make it hurt less.